Tag Archives: debt

How Bankruptcy Will Effect Your Credit

If you’re in debt, you know how intimidating the thought of paying back your creditors (with interest) for years can be. Whether you have considered filing for bankruptcy or you have been financially advised to do so, it is best to thoroughly research your options and the effect your actions will have on your credit

Credit Cards vs. Debit Cards: What You Should Know

Most people use credit and debit cards interchangeably, depending on how much money they have in their checking account or how much room they have on a credit card before they hit their limit and get declined.  But the truth of the matter is that one may be better than the other.  If you’ve been

Mortgage Loan Modification to Help with Foreclosure

While millions of people continue to lose their homes, there are resources and strategies available such as a mortgage loan modification, that can help with foreclosure and prevent the worst case scenario. While the outrageous foreclosure statistics do not take into account the number of people who are purposefully losing their homes because they are

How I Quickly Got Out of Debt!

My name is Seth Ferris from Denver, CO, and I want to share a quick story about how I used two free personal debt programs, which allowed me to quickly get out of debt and control my finances. This strategy allowed me to slash my bills and half without paying for professional help and without