Tag Archives: credit

Jumbo Vs. Conforming Home Loans: Which Is Right for You?

If you’re someone who is currently looking to buy a house, then you know that your monthly payment is called a mortgage. In order to be approved to purchase a particular house, you must get a loan through a mortgage company. When it comes to the types of loans that you can get, the options

Do Credit Checks Really Hurt Your Credit?

You have probably heard from several different sources that having multiple credit checks performed in a short period of time can damage your credit score, making it more difficult for you to secure the financing you need down the road.  These people likely can’t tell you how much your score will drop or for how

Pros and Cons of Financing Your Small Business with Credit Cards

If you are wary of the idea of financing your small business with your credit cards, you should be.  In fact, you should be cautious about financing any large expense with a credit card, whether it pertains to your personal or professional life.  There’s simply no denying that credit cards often come with relatively high

How Bankruptcy Will Effect Your Credit

If you’re in debt, you know how intimidating the thought of paying back your creditors (with interest) for years can be. Whether you have considered filing for bankruptcy or you have been financially advised to do so, it is best to thoroughly research your options and the effect your actions will have on your credit