Tag Archives: loans

Alternative Methods to Build Your Credit (Without Credit Cards)

As you may know, credit cards offer one of the simplest solutions when it comes to building up your credit rating. There are a few reasons why this method is preferable to others: it gives you spending power when you’re low on funds, it’s the quickest way to build credit, and credit cards are so

Jumbo Vs. Conforming Home Loans: Which Is Right for You?

If you’re someone who is currently looking to buy a house, then you know that your monthly payment is called a mortgage. In order to be approved to purchase a particular house, you must get a loan through a mortgage company. When it comes to the types of loans that you can get, the options

Should You Consider a Home Mortgage Modification?

If you’re struggling to pay your bills, you’ve probably been looking for ways to minimize your debt.  If the payments on your bills were just a little bit lower, you know you would be better off financially, and with your largest bill being your mortgage, you’re wondering if there’s any way you can reduce your

Should I Use a 401k Debit Card?

When Jeremy at Generation X Finance wrote The 401k Debit Card: Probably One of the Worst Ideas Ever, I couldn’t have agreed with him more. What is the 401k Debit Card? Obtaining a loan against your 401k is nothing new, but in the past it was a bit more difficult and the repayment terms were