How Wealthy People Think About Money

T. Harv Eker, author of Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, believes wealthy people inherently think differently about money. We each have a unique “financial blueprint,” which is created over a lifetime of our exposure to money messages. Eker lists 17 ways that wealthy people behave and think about money:

  1. Wealthy people believe, “I create my life.” Poor people believe, “Life happens to me.”
  2. Wealthy people play the money game to win. Poor people play the money game to not lose.
  3. Wealthy people are committed to being rich. Poor people want to be rich.
  4. Wealthy people think big. Poor people think small.
  5. Wealthy people focus on opportunities. Poor people focus on obstacles.
  6. Wealthy people admire other rich and successful people. Poor people resent rich and successful people.
  7. Wealthy people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
  8. Wealthy people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
  9. Wealthy people are bigger than their problems. Poor people are smaller than their problems.
  10. Wealthy people are excellent receivers. Poor people are poor receivers.
  11. Wealthy people choose to get paid based on results. Poor people choose to get paid based on time.
  12. Wealthy people think “both”. Poor people think “either/or”.
  13. Wealthy people focus on their net worth. Poor people focus on their working income.
  14. Wealthy people manage their money well. Poor people mismanage their money well.
  15. Wealthy people have their money work hard for them. Poor people work hard for their money.
  16. Wealthy people act in spite of fear. Poor people let fear stop them.
  17. Wealthy people constantly learn and grow. Poor people think they already know.

Increase your exposure to money messages that will help you develop your financial blueprint by downloading the Money Beyond Belief audio program.

Millionaire Money Habit: You control your ability to become wealthy and financially free. Make a long-term commitment to develop millionaire money habits, continue to develop your financial IQ and start thinking like a millionaire. The money will follow.

19 Responses to How Wealthy People Think About Money

  1. Laurie says:

    Thanks for posting this. I found what I refered to in another comment her at one of your other articles. I read this book last year but it was a library book.

    Had these posted on my wall until they got all dogeared. I need to repost them and buy that book so I can refer to it as needed.

    Thanks again Ryan.


  2. Nadege says:

    I especially agree with number 15 : “Wealthy people have their
    money work hard for them. Poor people work hard for their money.” I
    am always telling people I know to start making their money work
    for them. Even if they choose to do something as simple as opening
    a high interest savings account online. If they start with
    something small, they will very likely to take more actions that
    will cause their money to work for them. If they become consistent
    with their actions, they’ll be surprised about how much money their
    money would have accumulated for them.

  3. carmela says:

    thanks for the article:)

  4. Thank you for posting this - these are real eye-openers.

  5. Adetunji says:

    I quite agreed with all the habits stated therein. My advice is
    that it is high time for people to club together and invest thier
    fund in the low risk money market like Nigeria PMI.

  6. Leo Foster says:

    Ryan, thanks a lot for this excellent post. It is always worth
    reminding ourselves of those ‘things” that account for a
    millionaire-mind mentality. Leo F.

  7. Crystal says:

    It is all very true I am learning that it is not where you come
    from but the actions that you are taking to change your situation.

  8. Samat says:

    Good day, I’m from Kazakhstan, I can invest your money at 8-9%
    interest rate. (US dollars and Euro). 100% guarantee. Could you
    advise me how to allocate amount of money from people? Thanks for

  9. delight says:

    sir,you charged my mindset with your words of are a
    blessing to this generation. i am proud of you. my prayer is to see
    you face to face before death do us apart.thanks alost

  10. Jun says:

    What do you think is the most important one

  11. Stephanie says:

    They all have different meanings and qualifations.

  12. I love number 7: Wealthy people associate with positive, successful people. Poor people associate with negative or unsuccessful people.

    I’ve seen so many people get into trouble simply because they choose to remain in a negative situation or be connected to negative people that constantly tell them they can’t do something or aren’t capable of doing something. The truth is, if we set our mind on something *anything* is possible. Besides, who likes to constantly be around and hear negative talk?

    Great article, thanks so much for sharing!

  13. Stephanie says:

    Sourrounding yourself wth positivity is the main focus to my understanding, and to believe.

  14. A blog for the wealthy, well-to-do, rich, and beautiful! Covering things exotic, expensive, chic and out of reach for the common Joe. If you have money to spend, this is a great place to find what you might be looking for!

  15. Wealthy People delay their instant gratification while poor people prefers to squander their money.

  16. Chris says:

    I understand this was written as being motivational, but it can also come across as judgmental. If read the latter way it says the rich are virtuous and so deserving of their wealth, and the poor are flawed and undeserving and so should not expect any breaks from the rich. You could have added the following but it doesn’t fit in with your rich good guy/poor bad guy theme:
    * The rich only give to charities if it can be treated as a tax break, the poor only give to charity for emotional reasoning.

  17. Edweina says:

    I really enjoyed this web site, I think this could help me both; school and work. I just started a job outbound sales to wealthy individuals and this is educational to know about them and myself.

  18. AB says:

    98% of the people in the world are poor!

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