Here is a list of some of the best personal finance articles from my favorite personal finance websites. To kick start your week, spend some time digging through the Millionaire Money Habits archives and the links below to improve your financial literacy and increase your net worth.

Spotlight: Jim at Blueprint for Financial Prosperity tells us to Act Your Age (Financially), and explains that when we spend we should remember where we are in our “path” before we shell out more than we can handle.

Investing and Retirement Planning:

• Save and Invest Enough For Your Retirement: Are You On Track? at The Digerati Life
• IRA Recharacterization: What, Why, How and When? at My Dollar Plan
• A Reader Question Regarding Self Employment Retirement Plans at Chance Favors

Credit and Debt:

• 11 Signs Your Mate Has Credit Problems at Gather Little by Little
• at Credit Withdrawal
• Personal Finance 101: Comparing Debts and Developing a Debt Repayment Plan at The Simple Dollar

Spending and Saving:

• The Cost Of Instant Gratification at Moolanomy
• 15 Ways to Save Money On Your Cell Phone Bill at Cash Money Life
• Your Emergency Fund Is So Big… at Prime Time Money
• Earning More Doesn’t Help If You Don’t Spend Less at Paid Twice

Your Life:

• Make More Money This Year Instead at My Two Dollars
• 31 Causes of Failure #5: Lack of Self-Discipline at brip blap
• Seven Traits of Successful People at Get Rich Slowly
• How to Be an Expert (and Find One if You’re Not) at Lifehack.org

Money Carnivals:

• Carnival of Personal Finance
• Money Hacks Carnival
• Carnival of Everything Finance
• Personal Finance Money Tips
• Carnival of Financial Goals
• Carnival of Money, Growth and Happiness

Millionaire Money Habit: To build wealth, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. In addition to the articles above, pick up one the recommended books found at the footer of this website, and be sure to subscribe to the RSS feed or by email to be notified of new articles.