The cost of education is ever increasing, and it is seemingly impossible to go to school without the help of some financial aid. Luckily, with the increase in people going back to school to increase their job skills and income, free student scholarships have become widely available. Financial aid is not just offered by your [...]

For those of you not using Mint.com as a tool to help you manage your money and make it incredibly easy to automate your financial planning, you’re missing out. With already a million users, this completely free service is helping people pay off debt, save money, and get on the right path. According to some [...]

Mint.com has quickly become the hippest personal finance management website. In some ways Mint competes with Mvelopes, the online budgeting program that helps you to allocate your money before you spend it, but Mint does a bit more. It makes managing your money fun while taking almost all of the work out of it. In [...]

Risk measurement calculators can be a fantastic tool. You take a quick survey that makes you reflect on how you would feel or react to certain market conditions, and the risk measurement genie tells you exactly how to invest your money.
But risk measurement calculators are only a great tool, if only they produced realistic results.
The [...]

Mutual funds are a great way to invest in the market. Pick a couple mutual funds appropriately, and you have instant diversification and no investing skills or regular maintenance that is needed from your end.
About No Load Mutual Funds
Mutual funds don’t come without some expenses, and the ones you currently invest in can be eating [...]

An online savings account can make give you more bang for your buck on your money that is just sitting dormant. But what are the pros and cons of an online savings account?
Pros:
Higher Yield: You will receive a higher yield on your money. In other words, online savings accounts pay you more interest. HSBC currently [...]

At first glance the difference between a bank and a credit union may seem insignificant, but depending on your needs there are some pretty significant advantages to belonging to one over the other.
Bank vs. Credit Union
A credit union is a not-for-profit financial institution that is owned by the people who belong to the credit union. [...]

When Jeremy at Generation X Finance wrote The 401k Debit Card: Probably One of the Worst Ideas Ever, I couldn’t have agreed with him more.
What is the 401k Debit Card?
Obtaining a loan against your 401k is nothing new, but in the past it was a bit more difficult and the repayment terms were stricter. Now [...]

Do you continue to procrastinate on putting a budget together because it just seems too daunting or boring? Or is it just taking up too much time? You know if you want to accumulate more wealth you need to pull the bills and bank statements out and start crunching numbers. Or you can use personal [...]

Commissions, fees and taxes eat away your investment profits, and before now the only way to avoid them was to not buy or sell any stocks. In October, Zecco.com was launched, which is a commission-free online brokerage program.
What’s The Catch?
There’s no catch. There is no charge for your first 10 stock trades a month, and [...]