The recession is affecting more than the average daily worker who is searching for (or struggling to keep) a job.  It’s taking a toll on students and their futures, too.  There’s always been debate over whether or not college is worth it, but the question arises more frequently today, even among students who have been [...]

Time is a valuable asset.  Personally, if I could have just a few extra hours in the day, I’d be set.  We try to make the most of our time and money, and when it comes to technology, an expensive or quirky gadget can be worth the money if it saves us time.  Here are [...]

The cost of education is ever increasing, and it is seemingly impossible to go to school without the help of some financial aid. Luckily, with the increase in people going back to school to increase their job skills and income, free student scholarships have become widely available. Financial aid is not just offered by your [...]

For those of you not using Mint.com as a tool to help you manage your money and make it incredibly easy to automate your financial planning, you’re missing out. With already a million users, this completely free service is helping people pay off debt, save money, and get on the right path. According to some [...]

Mint.com has quickly become the hippest personal finance management website. In some ways Mint competes with Mvelopes, the online budgeting program that helps you to allocate your money before you spend it, but Mint does a bit more. It makes managing your money fun while taking almost all of the work out of it. In [...]

Risk measurement calculators can be a fantastic tool. You take a quick survey that makes you reflect on how you would feel or react to certain market conditions, and the risk measurement genie tells you exactly how to invest your money.
But risk measurement calculators are only a great tool, if only they produced realistic results.
The [...]

Mutual funds are a great way to invest in the market. Pick a couple mutual funds appropriately, and you have instant diversification and no investing skills or regular maintenance that is needed from your end.
About No Load Mutual Funds
Mutual funds don’t come without some expenses, and the ones you currently invest in can be eating [...]

An online savings account can make give you more bang for your buck on your money that is just sitting dormant. But what are the pros and cons of an online savings account?
Pros:
Higher Yield: You will receive a higher yield on your money. In other words, online savings accounts pay you more interest. HSBC currently [...]

At first glance the difference between a bank and a credit union may seem insignificant, but depending on your needs there are some pretty significant advantages to belonging to one over the other.
Bank vs. Credit Union
A credit union is a not-for-profit financial institution that is owned by the people who belong to the credit union. [...]

When Jeremy at Generation X Finance wrote The 401k Debit Card: Probably One of the Worst Ideas Ever, I couldn’t have agreed with him more.
What is the 401k Debit Card?
Obtaining a loan against your 401k is nothing new, but in the past it was a bit more difficult and the repayment terms were stricter. Now [...]