If you are lucky enough to find yourself with extra money these days, the first question is whether to invest it or pay off your debt. Ultimately, the decision depends on how much extra money you actually have, as well as your current personal situation.
If investing sounds like a good idea, you’ll want to [...]

Are you feeling the crushed by the recession where you live?  If taxes are rising and rents are increasing in your hometown, you might be wondering where the cheapest place to live is these days.  There are a few different things to consider, so let’s take a look.
Cheapest Place to Rent
It can be difficult to [...]

Sometimes it seems like things would be so much easier if you could just suspend paying for some of your bills for a few months…and without consequences.  Unfortunately, in most cases, you have to be facing some serious financial trouble in order to qualify.  If you are, one of the first payments you might look [...]

Do you have good debt or bad debt?  Yes, there is such a thing as good debt, just like there’s good and bad cholesterol.  And you want to make sure you have the good kind.
Good debt is anything that you’ve invested in that will build value over time.  Do you own a home?  That’s good [...]

When funds are low and you need to cut back, you’re forced to take a new look at your priorities.  If you’ve reached the point where you’re truly struggling, you might be unable to pay your credit cards.  So what do you do?
Don’t Stop Making Credit Card Payments
If you simply stop making payments, you’re putting [...]

If you’re buying a home in 2009, you could qualify for the first-time home buyer credit.  It allows you a credit of up to $8000, and it’s not a deduction, where you might only get a certain percentage back.  It counts as a complete refund, so you get the entire amount!  Here’s what you need [...]

Everyone dreams about what to do with money if they suddenly came into a lot of it, whether by winning the lottery or getting an inheritance or doing well in stocks, etc.  Maybe money is especially tight for you now, as it is for most people, but you want to know how to get the [...]

Ah, tax season–everybody’s favorite time of year.  All right, maybe not, but that refund check is a pretty nice reward for all that trouble and stress.  If you’re like everyone else, you’re determined to get every penny back that you’re owed, but you’re probably still overlooking a lot of deductions you might not know about.  [...]

You’ve made the huge decision to move into a house, but after all that thought and weighing of priorities, there’s still one more question looming over you-should you buy or rent?
Buying Costs More
Your current financial situation will be the best determining factor when making this decision.  The pros and cons of each will weigh differently [...]

If you have been having problems making your monthly payments recently, you can blame it on the economy or you can take a long, hard look at the way you are managing your personal finances. If it is getting harder to meet your personal financial obligations, you should be looking at how you are spending [...]