Your baby will be attending college in 18 short years or less, so it’s time to start saving.  And if you think college was expensive for you, just wait until you see the costs for your child.  According to the website popularbabyproducts.com, the average cost for college in 2008 was just over $100,000 for all [...]

I hate clutter, especially when it’s unimportant clutter.  Sure, I’ve kept many things from my childhood and other items that hold sentimental value, but over the years, I’ve even tossed some of that, too.  I had to learn to tell myself that I’m really, truly, absolutely never going to need it and it will probably [...]

Most of us have had to cut back on expenses lately to save money, but that doesn’t mean that we have to stop having fun!  There are cheap ways to keep yourself entertained.  If you need some ideas to spark your creativity, here are a few helpful and cheap ideas: Support your local musicians!  Go [...]

When you’re looking to buy a car, you have two options: new or used/pre-owned/slightly used/pre-loved, etc.  While the direction you choose is entirely dependent on your own needs and desires, a used car is generally a better investment. New cars certainly have their advantages, and if you find a new car that has exactly what [...]

The great money debate comes down to whether it’s better to pay for things with cash or credit.  Some people strongly argue that cash is better, while others see the advantages of credit.  As with many debates, it really comes down your personal situation and preferences.  Which one are you better at managing responsibly? Cash [...]

Chances are you have a checking account and a savings account these days.  Maybe you even have a 401(k), a money market account, an IRA, a flexible spending account, etc.  The list of accounts that can house your money is extensive, and a recent development is a health savings account, or HSA.  This is one [...]

When you’re considering a home improvement project, it’s tempting to follow the do-it-yourself path in order to save money.  It only seems to make sense to buy the materials yourself and not have to pay someone else to do the labor, where the real costs can add up.  But sometimes, it’s just not worth it, [...]

Does your credit card company offer a rewards program?  If not, you might want to consider a different credit card if you really want to get something more for your money.  Many companies offer some sort of rewards program, and customers that take advantage of them report feeling more satisfied with their creditor. American Express [...]

Times are definitely tough, and you’ve been cutting back just like the rest of us.  But your sanity doesn’t have to suffer; you need a vacation, especially now.  You just need to find the cheapest way to travel.  I say, a fun and relaxing time need not be expensive! Because of the sloping economy, you [...]

Both reverse mortgages and home equity lines of credit allow homeowners to tap into the equity of their homes in exchange for cash. However, these two loans work in very different ways, with different end results for the borrower. Home Equity Loans and Lines of Credit These types of loans allow homeowners to borrow money [...]