We’ve all fallen for it at some point—saying we absolutely need something when it’s really more of a want.  Being honest with yourself about the difference between what you need and what you simply want can actually save you money.  If you pay attention to your needs, then at some point, you’ll be able to [...]

Money really can buy happiness.  Okay, so there’s no store where you can purchase happiness directly (it’s a little tough to find retailers that deal with intangibles these days), but what you purchase can have a direct and measurable effect on your happiness level. Spend Money on Others It’s been found that when people spend [...]

When you’re starting your own home business, you usually start with a great idea for an innovative product or service.  You might be lucky (or daring) enough to use your own available funds for your initial investment.  Maybe you need some help and will be applying for a loan.  Maybe you have no new ideas-you’ve [...]

We all want to make more money and at the same time have more freedom. Generally people think that in order to make more money you have to work harder and work more hours. An hourly worker thinks in terms of putting in overtime, sales people think in terms of getting in front of more [...]

One way to improve your net worth is to increase your income so you can stash away more money in long-term investments. So can a graduate degree help you boost your pay? When I look at some of my friends that went on to get a masters degree or PhD, it seems that all they [...]

The specific steps someone needs to take in order to gain control and improve their finances will differ from person to person. Someone who is drowning in debt has different priorities than someone who has to worry about paying excessive taxes because on their high six figure income. There are, however, fundamental rules to money [...]

There are many levels of motivation, some more effective than others and some depend on your personality, but knowing what motivates you may propel you to achieve your goals. So are you motivated by fear or does the desire to succeed motivate you? Some people are incredibly ambitious, would eat their own, and will do [...]

Growing up, I always wondered what made wealthy people so differnet than the middle class or low-income earners. After all, we are all human and for the most part capable of the same things. If something has been done in the past, then it can be done again. It’s amazing how World Records are broken [...]

This guest post is by Sam X Renick, Author and Social Entrepreneur Here are a few simple, yet practical steps to teach kids about money: Regardless of age – focus first on making saving a habit. Right off the bat this gives kids an additional option for their money besides spending. Secondly, saving has several [...]

By definition, an entrepreneur is, “someone who organizes a business venture and assumes the risk for it.” Likewise, someone who is entrepreneurial is someone who can measure risk and reward and use innovation in order to profit or gain. So at what point does someone actually become an entrepreneur? In order to label yourself (or [...]