Sometimes it seems like things would be so much easier if you could just suspend paying for some of your bills for a few months…and without consequences.  Unfortunately, in most cases, you have to be facing some serious financial trouble in order to qualify.  If you are, one of the first payments you might look [...]

In a job interview, you prepare yourself to answer all the difficult questions that the interviewer might ask, but have you thought about interview questions that you should ask?  You might have the perfect answers for your interviewer, but you can really impress him or her by being ready with questions of your own.  This [...]

With the economy and the stock market not doing so well lately, it may seem riskier and more difficult to know exactly where to invest your money.  You want your money to work for you, but with falling stock prices, it’s likely you’ll see your money disappear rather than gain anything.  Search for the right [...]

Starting a home business is something that a lot of us dream of, but most may never do.  You might have a great idea (and be really excited to work at home, on the couch, in your pajamas, start your day at 10am), but if you don’t have a concrete plan, your dream may fall [...]

Do you have good debt or bad debt?  Yes, there is such a thing as good debt, just like there’s good and bad cholesterol.  And you want to make sure you have the good kind. Good debt is anything that you’ve invested in that will build value over time.  Do you own a home?  That’s [...]

Life is always better when you have fewer things to worry about, so you look for shortcuts when they’re available.  You take the shortest route to work, cook meals that take 30 minutes or less, text message instead of calling (and use “TXT” talk to make that even faster still).  You’re probably looking for ways [...]

Paying yourself first has long been a strategy to increase savings and build a foundation for a secure financial future.  Even in the best of times, paying yourself first is often difficult for individuals living pay check-to-pay check.  It is not hard to understand why many people have found this increasing difficult to implement in [...]

When funds are low and you need to cut back, you’re forced to take a new look at your priorities.  If you’ve reached the point where you’re truly struggling, you might be unable to pay your credit cards.  So what do you do? Don’t Stop Making Credit Card Payments If you simply stop making payments, [...]

If you’re buying a home in 2009, you could qualify for the first-time home buyer credit.  It allows you a credit of up to $8000, and it’s not a deduction, where you might only get a certain percentage back.  It counts as a complete refund, so you get the entire amount!  Here’s what you need [...]

Everyone dreams about what to do with money if they suddenly came into a lot of it, whether by winning the lottery or getting an inheritance or doing well in stocks, etc.  Maybe money is especially tight for you now, as it is for most people, but you want to know how to get the [...]