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Let’s review the last six months of the US economy: Home values and prices fall. New home sales reach 12-year lows. Resetting mortgages push people out of their homes, destroying their credit on the way out. Home builders slow down construction as housing inventory reaches a 40-year high. The financial system takes a blow and [...]

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I have to admit that when I first started to get serious about financial planning I did not find it exciting. In fact, I found it darn right dreadful. But my entire life I pictured myself having no limitations because of money. I remember when I was about six-years-old I literally thought I was going [...]

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