Here are 9 small ways to save more money this year:

Quit costly habits: Smoking a pack a day costs over $1,600 a year. That’s not including the cost of dental work, general health, laundry service and replacement costs for cigarette [...]

In addition to the discipline and willpower needed to become a millionaire, what may really be needed in order to achieve your long-term wealth accumulation goals is to develop a Millionaire Mindset.
Webster’s Dictionary defines a habit as, “An acquired mode of behavior that has become nearly or completely involuntary.” It takes more or less 30 [...]

First off, I would like to apologize for the unavailability of this site for the past 12 hours. Traffic on this website picked up quite a bit, and as a result it reached its bandwidth quota. So that’s the good news. Things are better than expected and we’re back!
The downtime could have been avoided if [...]

You know that billionaire investor Warren Buffett doesn’t trade stocks, right? That’s because trading stocks is a risky gamble that can deteriorate your net worth, and you don’t want to gamble with wealth.
Becoming wealthy is a decision we consciously make that requires lifetime planning and discipline. Stock trading does not fit into the world of [...]

As a kid, I realized two things when I had a little bit of money in my pocket:

Cash burned a hole in my pocket and I never knew where it all went. It boggled my mind how buying a pop here and a pack of baseball cards there would quickly put me back to $0.
I [...]

Do you really need a reason why you should become rich? Just in case, here are a few benefits to help motivate you:

Work is more enjoyable when it is not a means to an end
No more standing in any lines
Getting a parking ticket is worth the convenience
Making money is much more fun when you can [...]

Becoming totally debt free is an unbelievable accomplishment and a great achievement for those who are disciplined to pay down their debts. Is it really smart though to become completely debt free?
Depending on your financial situation, you might be better off hanging on to some of your loans and spreading your payments over time. Take [...]

Well, the theory that Cash is No Longer King seems to be holding up. Here’s an email I received yesterday from HSBC:

Dear RYAN,
We are writing to inform you that based on the recent drop by the Federal Reserve, HSBC Direct has adjusted your Online Savings Account rate to 4.25% APY. At 9x the national savings [...]

There is a part of me that is looking forward to a recession, which would consequently drive down stock prices and the market as a whole. As a statement, that sounds like a horrible thing to wish for. That could mean great losses in retirement funds, higher unemployment, a slow down in gross domestic product, [...]

This time of year I pull out my goals for the year and assess how I did, and start to think about my goals for next year. While I pretty much know what my goals are and work hard at them throughout the year, I was pleasantly surprised at what I have accomplished this year. [...]