J.P. Morgan Chase Credit Cards have become a leading provider of innovative and flexible credit cards with attractive rewards programs for consumers. For instance, they offer 0 credit card, and gas credit card that earn you a 10% rebate when you purchase gas from BP. The Platinum card offers a 0% APR for the first 12 months on new purchases and balance transfers.

Chase Credit Cards offer the widest range of customer loyalty programs, from cash rewards to discounts on office supplies and travel rewards. With the range of options to choose from, Chase can offer the right credit card for your personal or business needs.

Find the card that is right for you here, and instantly apply to get approved for your new credit card.

Chase BP Card 10% rebate at all BP locations 4% rebate on travel and dining 2% rebate on all other purchases Redeem cash with a $25 BP Gift Cards or Checks made payable to you

Chase Freedom Card Receive $50 after you make your first purchase 3% Cash Back in your top 3 everyday spending categories Receive an extra $50 each time you save and redeem $200 in rewards

Chase Platinum Card 0% Intro APR for up to 12 months No Annual Fee Flexible Rewards Program Pay no interest FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Chase Travel Plus Earn 2 miles per $1 on travel purchases Earn 1 mile per $1 on all other purchases Redeem for airline tickets, cash, gift cards and more! 0% Fixed APR for up to 12 months

Chase Business Rebate 0% Intro APR for up to 12 Months No Annual Fee 3% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores Discounts on computer equipment, car rentals, hotel rooms

An online savings account can make give you more bang for your buck on your money that is just sitting dormant. But what are the pros and cons of an online savings account?

Pros:

Higher Yield: You will receive a higher yield on your money. In other words, online savings accounts pay you more interest. HSBC currently pays 6x the national average. When Federal Interest rates start going back up, you can expect your rates to increase.

Easy Access: You can access your money anytime with an ATM card. Other investment products that offer similar returns on your money, such as a CD, require locking your money up for 6-12 months.

Painless Setup: It takes just 5 minutes to open and fund your account online. Just fill out a quick application form and transfer money from your current bank account – instantly giving you a higher return on your savings with a bank-to-bank transfer.

No Fees: The best online savings accounts have no fees, no minimum balances.

24 Hour Access: Since an online high-yield savings account is completely online, you have complete access to your account 24 hours a day, 7 days a week.

Safety: The big online savings accounts are FDIC insured. That means up to $100,000 of your money is completely protected.

Cons:

Simple Banking: High-yield online savings accounts are able to give you great rates because their overhead is so much lower. They have no branches to maintain, and no tellers to pay. If you need a personal touch, you will have to call an 800 number.

ATM Fees: While you can withdraw your money at anytime with an ATM card, you will likely be charged $2 or so for using another bank’s ATM machine. Chances are your online bank will not have their own network of ATMs that are easily accessible. Some online banks are reimbursing customers for this inconvenience though, so this may be a non-issue.

Deposits: If you have direct deposit set up, there are not problems, but depositing a check can be a bit tricky since there are no branches. You will have to deposit your check into your brick and mortar bank account and then transfer the funds electronically. Not a big deal since the electronic transfer only takes a few mouse clicks.

Millionaire Money Habit: While it is recommended to have 3 – 6 months of emergency fund savings that is easily accessible, it does not mean you can’t put that money to work for you. When you deposit money in a bank you are essentially giving them a loan until you need the money, so make sure you are getting the best return on your money by opening an online savings account.

Here is a list of some of the best articles from my favorite personal finance websites. To kick start your week, spend some time digging through the Millionaire Money Habits archives and the links below to improve your financial literacy and increase your net worth.

Spotlight: Congrats to J.D. at Get Rich Slowly for being picked by Money Magazine as one of the top financial websites. I found his recent post, Making the Move from Spender to Saver inspirational, and a great step-by-step guide.

Your Life, Your Money:

• 2008 Best Paying Jobs for Graduates at Blueprint for Financial Prosperity
• Don’t Want To Work Forever? Retire On Time With These 10 Tips! at the Digerati Life
• Looking Back – Things I Wish I Had Known When I Was 18 at My Two Dollars
• Is it Smart to Buy Disability Insurance? at Generation X Finance

Investing Strategy:

• Do You Have an Investing Exit Strategy? at Mrs. Micah
• Practical Investing Guide For Beginners at Moolanomy

The Economy and Your Money:

• Dude, Where’s My Recession? at The Wisdom Journal
• What is a recession in the United States? at Gather Little by Little
• Your Money’s Guide to the 2008 Presidential Elections-Taxes at The Dough Roller
• How to turn an $1800 stimulus check into $1980 at Wise Bread

Personal Finance Carnivals:

• Carnival Of Personal Finance
• Carnival of Debt Reduction
• Kids and Money
• Carnival of Money Hacks
• Carnival of Making Real Money
• Carnival of Debt Management
• Carnival of Money, Growth and Happiness

Millionaire Money Habit: To build wealth, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. In addition to the articles above, pick up one the recommended books found at the footer of this website, and be sure to subscribe to the RSS feed or by email to be notified of new articles.