A couple weeks ago I posted a message about your credit report and how it was pretty much guaranteed that you would find something wrong with it. Well, a lot of people responded to that discussion with questions they had about their credit score.

I want to first apologize that it has taken so long for me to respond to those questions. The reason for that is I wanted to find the best possible solution for you. That took some time because I went out and to find one of the biggest experts in the credit restoration field… and somehow I succeeded.

Below is a recording from a telesimanar I hosted with the Executive Director of the National Credit Federation, Herschel Bentley. If you’ve never heard of the NCF, you’ll soon hear that it is a wildly successful organization that helps thousands of people fix their credit score.

Herschel and his group do not just do minor credit repair, they are the people to go to when it comes to wiping negative items clean off your report and raising your score. The information Herschel gives here really is priceless and can allow you to keep thousands, if not hundreds of thousands, of your hard earned dollars.

Be sure to listen to the whole recording. There’s some really incredible information near the end that you won’t want to miss.

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Visit the National Credit Federation Here

When you sit back and wonder about the meaning of life, do you stop to think about what your life ambition is?

You’ve been told you’re entire life that you are in control of your destiny. If that’s true, what have you decided to do about it?

Are you someone that just kind of floats through life, takes whatever job was handed to the, live the lifestyle that is easiest to cope with, and just kind of take things as they are given to you? Or are you the person that takes control, has goals, and wants to achieve a higher level of living?

I’m a firm believer that for just about every situation I’m in, I one way or another got myself there. If it is an unpleasant experience, there are two options:

1. Live with it and be dissatisfied with life
2. Take control and do something about it

If you’re not happy with your job, get a new one. If you want to make more money, find a way to turn your hobbies into a part-time business. If you are unhappy with the amount of debt you have, draw out a plan and set the bar high.

You have the ability to achieve whatever it is that you want, but it’s up to you to identify your life ambition and then seek it out. If it’s great wealth you want, go get it. If you want peace of mind and strong relationship with your family, you can help create that environment.

It is important to stop every once in a while and think about what you feel you were put on this earth to do and what you want to accomplish. Identify what your values are and figure out a way to align those values with your goals. When you do that, you can achieve both happiness and success.

What do you want to be remembered for when you leave this world?

The belief is that if you work hard and save, over time you’ll earn your way to wealth and great riches, but that philosophy is all wrong.

While the standard definition of wealth refers to riches and material possessions, the term really has more value to it. Wealth is a lifestyle that cannot really be measured. It is a result of achieving your goals and living your dream – whether you have millions of dollars or not.

Maybe wealth to you means being able to spend more time with your family. Maybe it means living comfortably in a small town with a small fishing boat and not a worry in the world. Maybe wealth means having luxurious items and having a high powered corporate position. You define wealth, and nobody but you can identify whether or not you have achieved that status.

Assuming that wealth has a specific dollar value to you, the greatest myth in the world is that it takes hard work to make a lot of money. This is middle class thinking and is so far from the truth that I would venture to say that the opposite is actually true.

I’ve met numerous people in my life who are extremely rich and hardly lift a finger. Granted they may have had some upfront work that allowed them to produce their income without their intervention, but that doesn’t have to be the case.

Working hard is not a prerequisite to making money because:

1. You can outsource your entire life, including the job of outsourcing
2. You can build businesses that are completely automated
3. You can choose to be in a line of work that produces income, but does not require your time
4. Other people can make money faster for you then you can make yourself

By choosing to be in a business that makes you work hard in order to earn money is slavery. You are doing yourself a disservice and wasting the most valuable asset you own. Time.

Those who are truly wealthy have figured this out. By using the laws that allow you to produce income without your investment of time – or allowing you to focus on your strengths – gives you the freedom to live the life that you deserve. Identify your values, define what wealth means to you, and discover how to get their quickly while enjoying the gift of time.