Here is a list of some of the best personal finance articles from my favorite personal finance websites. To kick start your week, spend some time digging through the Millionaire Money Habits archives and the links below to improve your financial literacy and increase your net worth.

Spotlight: Mrs. Micah has made an impressive edition to the personal finance online community by creating The Finwikian, personal finance wiki. This comes on the heals of a much improved website design and being invited into the M-Network.

Investing:

• Dave Ramsey Baby Step 5 – College Funding For Children at My Two Dollars
• Reverse Strategy: Decreasing Contribution Percent at My Dollar Plan
• The Single Most Important Thing You Can Control (when it comes to your investments) at Chance Favors

Credit and Debt:

• Free Money with Credit Card Signups at Cash Money Life
• Now Is the SECOND Best Time to Get Out of Debt at Credit Withdrawal

Your Money:

• 10 Ideas To Retire On Less at Moolanomy
• Why I Think P2P Lending is a Bad Idea at Gather Little by Little
• How to Budget with Irregular Income at beingfrugal.net
• Examples of How Poor People Can Get Ahead Financially at Free Money Finance

Your Life:

• Working After Retirement at plonkee money
• Who’s To Blame For The Subprime Mortgage Mess at the Digerati Life
• How I Turned That Ship Around: Another Look At My Financial Meltdown … And The Aftermath at The Simple Dollar
• Personal Productivity in the 21st Century at lifehack.org

Millionaire Money Habit: To build wealth, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. In addition to the articles above, pick up one the recommended books found at the footer of this website, and be sure to subscribe to the RSS feed or by email to be notified of new articles.

Commissions, fees and taxes eat away your investment profits, and before now the only way to avoid them was to not buy or sell any stocks. In October, Zecco.com was launched, which is a commission-free online brokerage program.

What’s The Catch?

There’s no catch. There is no charge for your first 10 stock trades a month, and after that they’re only $4.50 per trade. That’s still lower than the $9.99 per trade offered by Zecco’s rivals.

To qualify for the free stock trades all you need is a $2,500 minimum account balance. If you don’t reach the minimum, trades still only cost $4.50 per trade, which is still a bargain.

How Do They Do It?

Zecco.com has a few ways to make up the revenue:

• Google AdSense adds
• Interest on idle cash in your account
• Options trading fees

Zecco.com plans to keep their advertising and marketing expenses down and build loyalty primarily through word of mouth. Is it working? So far their financial news, live blog feeds and community forum is quickly gaining attention. Customers can only hope their business plan pans out and commission-free trading lives on.

Millionaire Money Habits: When considering investments and exit strategies taxes and fees need to be considered. By reducing your taxable income and brokerage fees, you can build wealth at a faster pace and enjoy reinvesting more of your profits. -RT

Millionaire Money Habits has moved to a more appropriate domain name. I think all of the kinks are just about worked out.

You can now access this site by going to: www.mmhabits.com or www.millionairemoneyhabits.com. The longer url will redirect to the shorter one.

The old domain name will still work for about a month. In the meantime, please update your bookmarks. Your RSS feed should not be affected by the changes.

Thanks to everyone in the Money Hacker Network that helped me with these changes.