T. Harv Eker, author of Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, believes wealthy people inherently think differently about money. We each have a unique “financial blueprint,” which is created over a lifetime of our exposure to money messages. Eker lists 17 ways that wealthy people behave and think about money:
- Wealthy people believe, “I create my life.” Poor people believe, “Life happens to me.”
- Wealthy people play the money game to win. Poor people play the money game to not lose.
- Wealthy people are committed to being rich. Poor people want to be rich.
- Wealthy people think big. Poor people think small.
- Wealthy people focus on opportunities. Poor people focus on obstacles.
- Wealthy people admire other rich and successful people. Poor people resent rich and successful people.
- Wealthy people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
- Wealthy people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
- Wealthy people are bigger than their problems. Poor people are smaller than their problems.
- Wealthy people are excellent receivers. Poor people are poor receivers.
- Wealthy people choose to get paid based on results. Poor people choose to get paid based on time.
- Wealthy people think “both”. Poor people think “either/or”.
- Wealthy people focus on their net worth. Poor people focus on their working income.
- Wealthy people manage their money well. Poor people mismanage their money well.
- Wealthy people have their money work hard for them. Poor people work hard for their money.
- Wealthy people act in spite of fear. Poor people let fear stop them.
- Wealthy people constantly learn and grow. Poor people think they already know.
Increase your exposure to money messages that will help you develop your financial blueprint by downloading the Money Beyond Belief audio program.
Millionaire Money Habit: You control your ability to become wealthy and financially free. Make a long-term commitment to develop millionaire money habits, continue to develop your financial IQ and start thinking like a millionaire. The money will follow.
3:31 pm on February 23rd, 2008 1
Thanks for posting this. I found what I refered to in another comment her at one of your other articles. I read this book last year but it was a library book.
Had these posted on my wall until they got all dogeared. I need to repost them and buy that book so I can refer to it as needed.
Thanks again Ryan.
Laurie
5:10 am on July 24th, 2008 2
I especially agree with number 15 : “Wealthy people have their
money work hard for them. Poor people work hard for their money.” I
am always telling people I know to start making their money work
for them. Even if they choose to do something as simple as opening
a high interest savings account online. If they start with
something small, they will very likely to take more actions that
will cause their money to work for them. If they become consistent
with their actions, they’ll be surprised about how much money their
money would have accumulated for them.
2:00 am on October 9th, 2008 3
thanks for the article:)
11:04 pm on November 2nd, 2008 4
Thank you for posting this – these are real eye-openers.
7:22 pm on November 7th, 2008 5
I like the maxims in general…. however… I think that believing
this kind of stuff is good for motivation, but can risk becoming a
“blame the victim” mentality. How many of successful people fail at
some time in their life? (answer, essentially all). As somebody
that is pretty wealthy now, but was quite poor for a great deal of
their life, I would like to say that many wealthy people ALSO work
hard for their money (or at least worked hard for their money,) in
addition to having their money work for them. I’d add: Wealthy
people learn from failure. Poor people fail to learn.
6:21 am on December 4th, 2008 6
I quite agreed with all the habits stated therein. My advice is
that it is high time for people to club together and invest thier
fund in the low risk money market like Nigeria PMI.
3:50 am on January 4th, 2009 7
Ryan, thanks a lot for this excellent post. It is always worth
reminding ourselves of those ‘things” that account for a
millionaire-mind mentality. Leo F.
9:16 am on January 10th, 2009 8
It is all very true I am learning that it is not where you come
from but the actions that you are taking to change your situation.
Thanks
1:07 pm on January 18th, 2009 9
Good day, I’m from Kazakhstan, I can invest your money at 8-9%
interest rate. (US dollars and Euro). 100% guarantee. Could you
advise me how to allocate amount of money from people? Thanks for
advices.
8:55 pm on February 10th, 2009 10
sir,you charged my mindset with your words of power.you are a
blessing to this generation. i am proud of you. my prayer is to see
you face to face before death do us apart.thanks alost
9:42 am on February 16th, 2009 11
I like this one “Wealthy people focus on their net worth. Poor
people focus on their working income”… maybe they they should
also listed on http://www.wallofwealth.com to “let people know” eh eh…
12:47 pm on March 22nd, 2009 12
What do you think is the most important one
2:12 pm on April 24th, 2009 13
They all have different meanings and qualifations.
1:09 pm on May 12th, 2009 14
I love number 7: Wealthy people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
I’ve seen so many people get into trouble simply because they choose to remain in a negative situation or be connected to negative people that constantly tell them they can’t do something or aren’t capable of doing something. The truth is, if we set our mind on something *anything* is possible. Besides, who likes to constantly be around and hear negative talk?
Great article, thanks so much for sharing!
1:29 pm on May 12th, 2009 15
Sourrounding yourself wth positivity is the main focus to my understanding, and to believe.
2:53 am on September 6th, 2009 16
A blog for the wealthy, well-to-do, rich, and beautiful! Covering things exotic, expensive, chic and out of reach for the common Joe. If you have money to spend, this is a great place to find what you might be looking for!
7:14 am on December 20th, 2009 17
I guess these principle are all subject to interpretation. I mean regarding no. 6 (Wealthy people admire other rich and successful people. Poor people resent rich and successful people.)….I don’t consider myself wealthy, but I don’t resent wealthy people. On the contrary, I aspire to adopt the mindset and evolve my skills to become one of them.
9:47 pm on August 19th, 2010 18
Wealthy People delay their instant gratification while poor people prefers to squander their money.