• An obvious one is www.annualcreditreport.com. This is the only website authorized to give you a free copy of your credit report from all three bureaus. You can start here to analyze and improve your credit, which in turn will help you secure higher credit limits, numerous types of loans, and lower interest rates.
• On a related note, check out www.myFico.com to access your credit score. You’ll have to pay a fee for this one, but you’ll know exactly where you stand with the credit bureaus and what potential lenders are seeing when you apply for a loan.
• If you’re not exactly raking in the dough, WiseBread offers tips for “living large on a small budget.” Their philosophy is that you shouldn’t have to sacrifice fun to save money. You can still get the things you need and want without going into debt or settling for the cheap stuff.
• A good way to save money is to do research and find honest feedback on any items you’re looking to buy. You can find this feedback at www.epinions.com. Consumers post their opinions about products they’ve tried, potentially saving you from wasting your money on a lackluster product and even directing you toward the best and most affordable versions. You’ll also see links to sites selling what you’re looking for (such as eBay and Amazon) along with their prices.
• Avoid missing out on special sales at your favorite online stores by visiting www.retailmenot.com. Here you’ll find coupon codes for just about every store you can think of. You might score free shipping or a percentage off. Do be aware that you might have to spend a certain amount to qualify for the coupon, and watch out for ones that are expired or require a membership to that store (such as Barnes and Noble) in order to get the discount.
• Save money by doing home repairs yourself, or just about any type of repair, for that matter. Save even more money by going to Fix-It Club for free do-it-yourself guides on a wide array of topics.

There’s a lot of free advice out there if you know where to look.  Do your research to find trustworthy sources.  You really don’t need to pay someone to tell you how to save money.  In fact, that’s an oxymoron, so avoid it at all costs (pun intended).

Spotlight:

Saving Money:
9 Ways to Save without Breaking a Sweat at brip blap
11 Fun and Frugal Summer Activities at My Dollar Plan
Sometimes it’s Just Better to Pay Someone at Gather Little by Little 

Other Great Articles:
Test Drive Your Homeownership Experience at Moolanomy
Study of the Wealthy Confirms Classic Joke at Blueprint for Financial Prosperity
A Stock Market Reality Check: What Investment Risk Actually Looks Like  at the Digerati Life
State of the Economy at Lazy Man and Money
Poll: Is Limiting a CEO’s Pay Based on Net Worth Fair? at Generation X Finance

Money Carnivals:
Carnival of Financial Planning
Money Hacks Carnival
Festival of Frugality
Carnival of Personal Finance
Carnival of Debt Reduction

Millionaire Money Habit: To learn how to become a millionaire, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. Be sure to subscribe to this site’s RSS feed or by email to be notified of new articles posted here.

Spotlight: Jeremy at Generation X Finance breaks down the pros and cons of investing in ETFs and Mutual Funds and helps determine which is right for you.

Being Frugal:
10 Frugal Hobbies at Blueprint to Financial Prosperity
Does Your Wallet Have a Leak at The Wisdom Journal
Find The Best Jobs To Ride Out A Recession at The Digerati Life

Recession Proof Your Life:
Budget for the Recession Now at Gather Little by Little
75 Tips to Survive a Down Economy at Frugal Dad
How Are Gas Prices Determined? at Single Guy Money
Advice That Might Have Turned My Financial Life Around…Or Not at beingfrugal.net

Credit and Debt:
What is Credit Card Arbitrage? at My Dollar Plan
Think Twice Before Canceling Credit Cards at Cash Money Life
A Year Of Debt Reduction at Paid Twice

Personal Finance Carnivals:
Carnival of Personal Finance
Money Hacks Carnival
Carnival of Debt Reduction

Millionaire Money Habit: To learn how to become a millionaire, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. Be sure to subscribe to this site’s RSS feed or by email to be notified of new articles posted here.

Spotlight: Frugal Dad talks about his only regret was not learning about an easy personal finance tip earlier in his life. Find out more by reading If I Only Had A Financial Mulligan: The 50 Percent Savings Plan.

Other Great Posts:

• My Top 5 Personal Finance Blunders at The Wisdom Journal
• Freeze Your Air Conditioning Costs at Cash Money Life
• 7 Surprising Ways to Save Money at beingfrugal.net
• Multiple Income Streams: 10 Ways to Earn Extra Income at The Dough Roller
• Are Your Goals Holding You Back? at Paid Twice
• Secret Money Saving Trick at plonkee money
• Letting Your Emotions Control Your Cinances at brip blap
• Help Your Kids Get Rich: Invest Early at The Digerati Life

Personal Finance Carnivals:

• Carnival of Personal Finance
• Carnival of Money Hacks

Millionaire Money Habit: To learn how to become a millionaire, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. Be sure to subscribe to this site’s RSS feed or by email to be notified of new articles posted here.

Spotlight: Need a guide to cut down your grocery bills? Thank beingfrugal.net for teaching us how to effectively plan to do Grocery Shopping for A Month.

Money Management:

• Making Money Through Day Trading: The Secret Lives of Stay-At-Home Mommy Speculators at The Digerati Life
• New Grads: 29 Money-Smart Tips at My Dollar Plan
• Usefulness and Utility Trump Asset Allocation at Blueprint for Financial Prosperity
• Saving Money is Investing – So Act like An Investor at Prime Time Money
• Make Money Now or Make Money Later at brip blap

Spending and Saving:

• Comfort Versus Security (Or Wants Versus Needs) at Paid Twice
• Gibble Answers a Reade Question on Budgeting and Reminders at Gather Little by Little
• How I Kicked My Coca Cola Habit at Mrs. Micah
• The Connection Between Your Brain and Credit Card Debt at Generation X Finance
• Got Credit Card Debt? Ten Tactics to Use Right Now to Get It Under Control at The Simple Dollar

Insurance:

• Can You Have Too Much Insurance? at The Wisdom Journal
• Insurance Coverage and Opportunity Cost at Moolanomy
• Giving the Gift of Health… Insurance at Credit Withdrawal
• Things to Insure, Things Not to Insure at WiseBread

Personal Finance Carnivals:

• Money Hacks Carnival
• Carnival of Personal Finance
• Carnival of Financial Planning
• Carnival of Financial Goals

Millionaire Money Habit: To learn how to become a millionaire, you need to perpetually improve your financial literacy. Digest as much information as possible and stick to a plan that works for you. Be sure to subscribe to this site’s RSS feed or by email to be notified of new articles posted here.