» by Ryan January 4th, 2008 at 12:45 pm » Comments (2)

There’s nothing exhilarating about a retirement plan. You simply pick a few mutual funds when you open the account and deposit some money to be spread across your picks every month. Every six months or so you may review your statements, see how you are doing, maybe rebalance a few things, but mostly just keep [...]

» by Ryan December 21st, 2007 at 8:41 am » Comments (1)

Well, the theory that Cash is No Longer King seems to be holding up. Here’s an email I received yesterday from HSBC: Dear RYAN, We are writing to inform you that based on the recent drop by the Federal Reserve, HSBC Direct has adjusted your Online Savings Account rate to 4.25% APY. At 9x the [...]