No matter how hard people try (or don’t bother trying) to save money, some people are just not programmed to be savers, and for good reason. We deserve to spend the money we work so hard for in order to enjoy the finer things in life. But you can still do enjoy life without having [...]

Maybe it is just my perception, but it seems that more and more young people are interested in personal finance and starting off on the right foot. There really is a lot of information to digest, many investment and personal finance products, and a great deal of advice. So who do you listen to and [...]

So you want to become rich? You know that in order to become wealthy you need to put aside some of your income into something that will create more money and compound over time. When you break it down, that’s really how easy it is to become a millionaire. That’s all great, but you might [...]

I receive frequent inquiries from readers who visit this site who are all over the board in terms of where they are financially. Many people want to see more articles about getting out of debt and creating a budget. Others want to know how to accelerate their income and wealth accumulation. This got me thinking [...]

Gather Little by Little invited personal finance writers to talk about when and how their financial epiphany occurred. I have found many of the responses to be inspirational and motivating. I’d love to share a life-changing story with you, but I don’t think my epiphany is anything fascinating. In fact, I’m not sure I actually [...]

Retirment is quickly approaching for people in their 50s. Here’s how to supercharge your retirment nest egg.

When we discussed setting Financials Goals for the New Year, we talked about the different types of goals and how to set them. I recently heard a news broadcaster who was interviewing people about their goals for the New Year. What was interesting was how she approached the question. Instead of asking the typical, “What [...]

Here are 9 small ways to save more money this year: Quit costly habits: Smoking a pack a day costs over $1,600 a year. That’s not including the cost of dental work, general health, laundry service and replacement costs for cigarette burns. A Starbucks addiction can cost you around the same. Consolidate bills: By finding [...]

In addition to the discipline and willpower needed to become a millionaire, what may really be needed in order to achieve your long-term wealth accumulation goals is to develop a Millionaire Mindset. Webster’s Dictionary defines a habit as, “An acquired mode of behavior that has become nearly or completely involuntary.” It takes more or less [...]

This time of year I pull out my goals for the year and assess how I did, and start to think about my goals for next year. While I pretty much know what my goals are and work hard at them throughout the year, I was pleasantly surprised at what I have accomplished this year. [...]