The great money debate comes down to whether it’s better to pay for things with cash or credit. Some people strongly argue that cash is better, while others see the advantages of credit. As with many debates, it really comes down your personal situation and preferences. Which one are you better at managing responsibly? Cash [...]
Chances are you have a checking account and a savings account these days. Maybe you even have a 401(k), a money market account, an IRA, a flexible spending account, etc. The list of accounts that can house your money is extensive, and a recent development is a health savings account, or HSA. This is one [...]
Do you have any regrets? How about dreams that just haven’t come true? Maybe you blame it on your circumstances, a lack of proper training in years past, or a track record of failures. It’s time to change that. You can reach your potential in any area: at home, at work, in relationships, etc. It’s [...]
With the economy still rough, people might say you’re crazy if you’re thinking of starting up a business. But there are new businesses that are flourishing despite the recession, and it’s partly because they’re easy to start. Elderly services and e-commerce appear to top the list. Society is always talking about the baby boomers and [...]
The beauty of investing in a franchise business is that someone else already did the dirty work for you; the business plan, the sales strategies, the advertising, etc. have already been thought out, set up, tested, and obviously shown positive results. The owner of the original concept is likely swimming in money, but can you [...]
When you’re considering a home improvement project, it’s tempting to follow the do-it-yourself path in order to save money. It only seems to make sense to buy the materials yourself and not have to pay someone else to do the labor, where the real costs can add up. But sometimes, it’s just not worth it, [...]
Does your credit card company offer a rewards program? If not, you might want to consider a different credit card if you really want to get something more for your money. Many companies offer some sort of rewards program, and customers that take advantage of them report feeling more satisfied with their creditor. American Express [...]
Time is a valuable asset. Personally, if I could have just a few extra hours in the day, I’d be set. We try to make the most of our time and money, and when it comes to technology, an expensive or quirky gadget can be worth the money if it saves us time. Here are [...]
We’ve all fallen for it at some point—saying we absolutely need something when it’s really more of a want. Being honest with yourself about the difference between what you need and what you simply want can actually save you money. If you pay attention to your needs, then at some point, you’ll be able to [...]
When it comes to money, there are three types of people. Those who are happy with an average income and a safe, secure job, but ambitious; those who are a bit entrepreneurial and will take some calculated risk in order for the potential to enjoy limitless income; and there are those who have no goals [...]
