When you’re starting your own home business, you usually start with a great idea for an innovative product or service. You might be lucky (or daring) enough to use your own available funds for your initial investment. Maybe you need some help and will be applying for a loan. Maybe you have no new ideas-you’ve [...]
It’s the ultimate fantasy: working at home, in your pajamas, setting your own hours, answering to no one, and making money doing what you love to do. But many of us have been scared away from even attempting this by all the scam stories. Working at home doesn’t have to be a fantasy, though. It [...]
If you’re looking to save money, look no further. Here is a list of websites that will offer you free financial advice, money-saving tips, and even discounts on certain items. Of course, this is only a fraction of what is available, but this list will give you a good start. An obvious one is www.annualcreditreport.com. [...]
On May 22, 2009, a new credit card law was passed. The proposed goal is to help protect consumers from unfair credit card practices, some of which you may have been a victim of. However, it appears that even the people who have always paid their bills on time and in full might be hurt [...]
If you’re struggling to pay your bills, you’ve probably been looking for ways to minimize your debt. If the payments on your bills were just a little bit lower, you know you would be better off financially, and with your largest bill being your mortgage, you’re wondering if there’s any way you can reduce your [...]
My name is Seth Ferris from Denver, CO, and I want to share a quick story about how I used two free personal debt programs, which allowed me to quickly get out of debt and control my finances. This strategy allowed me to slash my bills and half without paying for professional help and without [...]
When looking for ways to save money and tighten your spending without sacrificing too much, you might be considering doing your shopping at a warehouse club like Costco or Sam’s Club. A move like this can definitely save you money, but it is entirely dependent on your personal needs, so be prepared to do some [...]
Times may be tough, which is allowing many people to dig in and use creative measures to make extra money. You may need extra money but your employer won’t let you work overtime, and you feel a little awkward at the thought of asking your friends or family for money (not to mention the fact [...]
We all know the sad and scary truth-we’re going to die one day. Of course, we expect and hope that day won’t arrive until many years from now, but have you thought of what will happen to your loved ones when it does? If you have a spouse or children, own a business and/or a [...]
In an effort to save money, you’ve probably made some lifestyle changes. You got a cheaper cell phone plan, called your insurance agent to negotiate a lower rate, buy only the necessities at the grocery store, and you haven’t bought new clothes in months. You’re probably not going out to dinner much, if at all, [...]
