Personal finance continues to evolve and become more and more complex. Zombie debt is one of those things nobody would have been able to predict, but it one of those things that are destroying people’s lives.
If you have ever had an experience with a debt collector, you know how horrible it can be. Most often [...]

Just as you should diversify your investment portfolio in order to spread your risk, having one source of income is a liability. While your personal skills, networks and qualifications are the real asset, at any moment  your main source of income could disappear.
As an employee, like most people are, you are at-will. That means at [...]

I’m not sure if I’ve been out of it for a while and this is old news or if this is something new, but I just had an unusual experience that I can’t believe I almost got trapped with.
You know how scammers send “phishing” emails to try to get your personal information, right? They send [...]

Any time an investment, business, or strategy is being evaluated, one of the elements to consider is the velocity of money. This is a methodology that many real estate investors use to determine whether or not an investment property is worth their time or not, but it applies in virtually any wealth building strategy.
The velocity [...]

By definition, an entrepreneur is, “someone who organizes a business venture and assumes the risk for it.” Likewise, someone who is entrepreneurial is someone who can measure risk and reward and use innovation in order to profit or gain.
So at what point does someone actually become an entrepreneur? In order to label yourself (or be [...]

Desire is a very powerful thing. If there is something you truly want, nothing can stop you from doing whatever it takes to achieve your goal. People can try to stop you, but they don’t have a chance. They can tell you are silly or wrong, but you’ll just tune them out. You could fail [...]

When you crack the millionaire code, you realize exactly just how easy it is to make money. It’s not about working harder, getting a raise, or positioning yourself for a big promotion. There is actually a way to make money without working at all – and a lot of it.
It starts with having a mindset [...]

Americans are hemorrhaging with maxed-out credit cards. This is a product of buying too much home and fancy cars or just trying to keep up with the rising cost of the daily costs of life.
But everyone (for the most part) has some debt, even if it is just student loans and the mortgage payments. How [...]

Most of us don’t have the luxury of becoming rich by chance or because wealth was handed to us. That’s okay. Most wealthy people weren’t either.
So how do we make sure we become wealthy? The only sure way to become rich is to do it the hard way. That is, to create our own luck [...]